Unbiased and Client-Focused

Girard, Pilkey & Associates Wealth Management was one of the first fee-based open-architecture investment practices in Canada; establishing the partnership in 2003.

The partnership was founded on the belief that to be effective, financial planning and investment management advisory services needed to be unbiased and client-focused. They needed to function in a manner similar to how accounting and law practices operate; where clients pay for time and intellectual capital, and are not sold products.

Aligned Interests

To accomplish our mission, we developed Girard, Pilkey & Associates specifically to eliminate conflicts of interest and investment biases. We did this by ensuring that our interests were completely aligned with our clients’. We are paid entirely by our clients and receive no commissions, finder's fees, bonuses, trailers, etc. (there are a few very rare and minor exceptions to this, all of which are disclosed to clients in advance). Furthermore, the partners of Girard, Pilkey & Associates invest our personal portfolios in the same investments as we invest in for our clients. Finally, we have access to all investment options (stocks, bonds, ETFs, index funds, mutual and hedge funds, etc.) and therefore can manage our clients' investments in a sophisticated manner with no constraints or limitations. We can look at the entire investment landscape and build institutional-quality portfolios with the same tools as the institutions with no bias in using one investment over another.

Solely Focused on Service & Results

As a result, Girard, Pilkey & Associates provides clients with completely unbiased investment and wealth management where we only succeed if you succeed. Since we don't charge any upfront fees, we can only grow if our clients are completely satisfied with our service and if their portfolios perform. We are, therefore, focused entirely on positive results and client satisfaction. Because if you're not completely happy, you can leave at any time with no cost or hassle. (We use no proprietary investments; clients’ portfolios can be transferred to any securities account in Canada with no investment costs, and we never invest in any funds that have a cost to sell).